ATTENTION: Self-Employed, Jumbo & Non-QM Buyers in Katy, TX (and across Texas) — Get Pre-Qualified FAST

Bill Rapp, Mortgage Originator:

NMLS 228246 | Serving Katy & the Texas Region

Expertise in Self-Employed, Jumbo, & Non-QM Mortgages.

Your Texas Mortgage Specialist in Katy & Beyond!

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WITH PROVEN STRATEGIES & PROVEN RESULTS

HERE'S WHAT MY CLIENTS SAY:

What People Are Saying:

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Excellent Service

Bill is an exceptional loan officer. He helped us to purchase our home with very personal and professional service. He helped us navigate the whole process from start to closing without any problems. We didn't think we're qualified to purchase a house, but Bill went above and beyond to find a way to help us achieve our goal. He always responded very quickly with our requests, he would come back with different options with comparison chart to clearly indicate how much we need for down payment, monthly payments, interest rates, closing costs etc.


We would highly recommend Bill to anyone in need of lending services. In fact, we have already recommended Bill to one of our friends on purchasing a house.


--- David Chan - Houston, TX


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Bank Statement Lending!

William Rapp of Network Funding, L. P. was very professional and I felt comfortable in dealing with him. I will definitely recommend him to family and friends.


--- Ian F - Missouri City, TX

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Professionalism - Expert In Home Style Loan

Bill is an expert in the topic, his explanations and online material make a difference and he is always there from the beginning to the end. He is committed to make thing happen.


--- Felipe Caldern & Carolina Angel Gutierrez

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Great Service!

Bill Rapp's handling of our loan (even though out of state) was unparalleled to any service I have been through prior, including 3 different real estate transactions and multiple refinances. Extremely quick close, with great options and flexibility for my families needs. All around A+


--- Chris & Beth Sheehan - San Jose, CA

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Knowledgeable and Responsive!

Bill was a pleasure to work with and he made the loan process fairly easy. He answered all questions I had very quickly and was straight forward in doing it. I would recommend Bill to others.


--- Wes Brady - Richmond, TX

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Very professional and always returned our calls!

Bill takes a lot of pride in his job and is very dependable. They were very patient and understanding. He went out of his way and explained all my questions and concerns. They were very professional and returned my phone calls and emails. He did a great job and I fully recommend him.


--- Therese, Malcom & Shirley Teixeira - Katy, TX

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Great Job!

Bill helped us out from beginning to end of loan process. The loan closed in a timely manner as Bill worked hard with bank to get our to the final steps.


--- Kamal & Theresa Wilson - Hartford, CT

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Avid Problem-Solver and Absolute Pleasure to Work With!

Bill Rapp worked very hard to ensure that we closed our loan and were able to move into our new home. He always had alternatives to any problems we encountered while closing. He worked with us from the beginning identifying solutions to any problems that we were having. He was an absolute pleasure to work with!

--- Nikita Rayani & Sanit Tejani - Houston, TX

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Awesome to work with!

Being a first-time buyer I came in with lots of questions and concerns. Bill was always available for any questions I had and answered everything to my satisfaction. Bill made the loan process so painless that I could still concentrate on other things. We ended up closing early which made things even better. If you are in need of a lender and want someone who is very approachable and stays on top of your loan then Bill is your guy.


--- Cesar Raya - Richmond, TX

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Loan Declined by my bank, and he saved the day!

Bill, did an amazing job helping me close on my house. He took the reigns and reassured me the best route to take to help close. He was accountable, thorough and trustworthy. I will continue to work with Network Funding, L.P. when it comes to home buying in the future because of the quality of service Bill gave.


--- Jacob Smith - Boerne, TX



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Bill Rapp Will Definitely Make It Happen!

Bill is the most kind, patient and helpful person I have ever known. He answers his phone calls and emails promptly. You can ask him a million questions, and he will answer each and every one of them. Before I started working with Bill, I had been turned down for a home loan, because of some past credit issues I had, plus I was a single mother. However, once I started working with Bill, he was able to quickly get me a home loan, with a good interest rate. I would recommend that you call him, as he will help you.


--- Corinne Wilson - Roselle, NJ



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Knowledgeable, Honest, Trustworthy, and Reliable!

"I will definitely keep you in mind. If anyone I know needs financing, I will send them your way!"


--- Jon & Andrea Saleem, CRPC Financial Advisor - Houston, TX




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Best Dam Mortgage Guy a man could know!

"Hands down the best loan experience to date!"


--- Gabe & Chelsea Jackson - Pearland, TX




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Phenomenal, Hard Working and Never Quits!

Had a stupid foreclosure that could have been avoided if ex’s attny would have sent my buy out offer. So Bill was able to push this through with a 4 year foreclosure. He worked his butt off, was very diligent with his communication; and was very professional talking to me even when I was screaming and/or crying at him. Highly recommend this lender. He really go to the ends of the earth to help you!


--- Liz Keeter - Harlingen, TX

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Exceptional customer service!

Bill is the most kind, patient and helpful person I have ever known. He answers his phone calls and emails promptly. You can ask him a million questions, and he will answer each and every one of them. Before I started working with Bill, I had been turned down for a home loan, because of some past credit issues I had, plus I was a single mother. However, once I started working with Bill, he was able to quickly get me a home loan, with a good interest rate. I would recommend that you call him, as he will help you.


--- Isha Lopez & Mauricio Garcia - Houston, TX




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Service with a capitol S

Bill went above and beyond at every turn. He worked late on Saturday, he worked late all the time. We wanted to close ASAP and he really helped make it happen for us.


--- Jeff & Wendy Heger - Houston, TX




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Best Buying Experience!

I would would highly recommend going with Network Funding LP. As a first time home buyer I didn't know what to expect. Bill Rapp was very helpful in answering all my questions and guided me through all ghe steps. I couldn't have asked for a better buying experience!


--- Tabitha Turner - Humble, TX





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Would recommend him and use him again!

Very involved and professional . Kept me informed and up to date on everything that was going on Went with me closing and was very helpful and knowledgeable.


--- Kathy Ward - Houston, TX




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Great experience!

Well I meet bill back in December 2016 he got recommended by my real estate agent we had a house in sight and started the process to get approved but we fail due to my work history and credit bill told me not to give up and put me in contact with a credit repair company they help me bring my score up and bill walk me thru the process of getting a new line so this time around we got approved before looking for our house after we found it we still had a couple of hick up but with bills help on Sunday 6-18-17 to be exact Father's Day bill called me to give me the great news that we had got approved and the closing date was as scheduled bill was more than just a lender to my family he became a friend and I'm alway going to have him in mind for any other financial situation.


--- Alejandres Felimon - Richmond, TX




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I really liked his attitude!

I wouldn't usually say this but the way he had handled my mortgage was really pleasant. I personally enjoyed the time spent with him while we discussed feasible rates. He's a great man with a great personality and he offered really low interests as well. Definitely recommend him to others.


--- Tom Troiano - Atlantic City, NJ



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He's nothing short of a miracle!

I'm a self-employed businessman and had him figure out the mortgage of the house after 30% down payment. The interest rates I received were incredibly low given what I had thought of earlier. One other important thing to note was that I hadn't really taken any loans earlier, so I had no credit history. He helped me out with all that as well so I can't really call him anything else but a miracle.



--- Fran Suarez - Cleveland, OH


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He's really helpful!

I made a bid to him and the very same day he gave me an offer which I couldn't resist. It was too intimidating with those incredibly low interest rates and all, thoroughly recommend him.


--- Kenny Mickle - Houston, TX


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Expeditious!

Bill was very expeditious and made it real easy going through the loan process. I felt he was on top of things.

I deal with investment properties and will more than likely call on him again.


--- Wayne King - Pensacola, FL


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Bill was great!

Bill made us feel like a friend all the way thru the process. He was patient and explained everything he needed clearly. He was available ANYTIME we had questions or needed more information. Hopefully we won’t go thru this process again anytime soon, but if we do - we’d choose Bill! =)


--- Barbra & Nick Grimmer - Austin, TX


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Great broker!

Bill was a great broker to work with. As first time home buyers we had many questions about the process, Bill took the time to help us even calling us back on weekends with answers. I would not hesitate to recommend him to anyone looking for a broker to work with.


--- Murray & Lisa Turner - Pensacola, FL


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Outstanding service!

I couldn't have been more pleased with Bill's level of service. He made what is typically a lengthy, arduous process far quicker and easier at every turn. I'm extremely comfortable recommending Bill to friends and family, and will definitely utilize his services again!


--- Jim Lipari - Austin, TX


Self-Employed, Jumbo, and Non-QM Mortgages in Katy, TX and Texas

Getting a mortgage as a self-employed borrower or through Jumbo and Non-QM programs in Katy and the wider Texas area is simpler than you might think. This guide covers what these loans are, who they help, and when they make sense.


What Is a Jumbo or Non-QM Loan?

A jumbo mortgage—also called a non-conforming loan—is any mortgage that exceeds the loan limits set by Fannie Mae and Freddie Mac.

Fannie Mae and Freddie Mac, established by Congress, support liquidity and stability in the mortgage market by buying loans that meet strict requirements for:

Loan amount

Credit score

Down payment

Debt-to-income ratio

Post-closing reserves

Loans exceeding these limits are considered non-conforming.


When Do You Need a Jumbo Loan?

You’ll need a jumbo loan when the loan amount goes above the conforming limit specific to Katy, TX, or other Texas regions.


How Jumbo and Non-QM Loans Are Underwritten

Jumbo loans use the same essential criteria as conventional loans:

Credit score

Down payment

Debt-to-income ratio (DTI)

Cash reserves after closing

However, jumbo loans often offer greater flexibility in evaluating these factors.

Credit Scores

Most jumbo programs accept credit scores starting at 660, although higher scores get better rates. Borrowers with scores above 760 generally secure the best terms.

Cash Reserves

These loans typically require more substantial reserves than conforming loans.

Standard requirement: 12 months of reserves

Reserves may be split between cash and retirement accounts

Exceptions can apply for strong income, low DTI, or sizable down payments.

Flexible Features for Self-Employed and Jumbo Loan Borrowers

Higher DTI allowances
Jumbo loans may accept higher DTI ratios if backed by strong reserves or equity.

Income Verification for Self-Employed
Self-employed applicants in Katy, TX, can often qualify with just one year of tax returns if they demonstrate stable business performance and industry experience.

Lower Down Payments Without Mortgage Insurance
Certain jumbo programs allow for as little as 10% down without mortgage insurance, with slightly higher rates and stricter DTI limits.

Piggyback Loan Options
Some buyers can combine first and second mortgages to reduce down payments to as low as 5%. These specialized options vary by lender.


Who Benefits from Jumbo and Non-QM Loans in Texas?

These loans are ideal for high-income earners and self-employed professionals in Katy and Texas who want to keep cash liquid rather than tied up in down payments. This group is often called HENRYs: High Earners, Not Rich Yet.

Typical borrowers:

Earn $250,000–$500,000+ per year

Maintain strong credit

Have significant retirement and investment assets

Prefer liquidity over large upfront cash requirements


Tax Considerations

Jumbo mortgages don’t typically offer special tax advantages.

Mortgage interest deduction applies only to the first $1 million of mortgage debt. Interest on amounts above this is not deductible.

Borrowers might compare:

One jumbo mortgage
vs.

Multiple smaller loans or alternative structures suited for Texas borrowers

Consult a tax advisor for personalized advice.

🏢 Industrial Real Estate Loans Explained 🔑

🏭 Industrial Property Financing: Complete Guide 💰

October 30, 2026•12 min read

🏭 Industrial Property Financing: Complete Guide 💰

🏢 Industrial Real Estate Loans Explained 🔑

________________________________________________________________________________

Industrial Property Financing: Complete Borrower's Guide

Everything Investors and Business Owners Need to Know About Industrial Real Estate Loans

Industrial real estate has become an important asset class for commercial property investors, manufacturers, distributors, contractors, and growing businesses.

From distribution warehouses and manufacturing facilities to contractor yards, flex industrial buildings, and logistics centers, industrial properties serve a wide range of business needs.

But financing an industrial property is not the same as financing a residential home or even a traditional office building.

Lenders evaluate property functionality, tenant creditworthiness, operating cash flow, environmental conditions, borrower financial strength, and the intended use of the property.

Understanding these requirements can help borrowers structure stronger financing requests, avoid costly delays, and select loan programs that align with their business objectives.

In this guide, I'll explain how industrial property financing works, which loan programs are available, how lenders evaluate industrial properties, and what borrowers should do before applying.

I'm Bill Rapp, CCIM, with the CommLoan Empower Program, where I help commercial real estate investors and business owners navigate commercial mortgage financing through a marketplace of lending options.

What Is Industrial Property Financing?

Industrial property financing refers to commercial mortgage loans used to purchase, refinance, construct, renovate, or improve real estate designed primarily for industrial and business operations.

Common property types include:

  • Distribution and logistics warehouses

  • Manufacturing facilities

  • Flex industrial and office-warehouse properties

  • Contractor warehouses and service facilities

  • Cold storage and refrigerated warehouses

  • Light industrial buildings

  • Truck terminals and transportation facilities

  • Industrial outdoor storage properties

  • Research and production facilities

  • Multi-tenant industrial business parks

Each property type presents different financing considerations.

For example, a modern distribution warehouse with a long-term national tenant may qualify for different financing terms than an older manufacturing facility with specialized equipment or environmental concerns.

The key is matching the property and borrower to the right lending program.

1. Industrial Property Loan Options

There is no single industrial real estate loan that works for every borrower.

The best financing structure depends on whether the property is owner-occupied or investment-owned, its cash flow, the borrower's financial strength, and the intended business plan.

Conventional Bank Loans

Traditional banks and credit unions finance many stabilized industrial properties and owner-occupied facilities.

Typical characteristics may include:

  • Loan-to-value ratios around 65%–80%

  • Amortization periods of 15–25 years

  • Fixed-rate periods or floating-rate structures

  • Balloon maturities or periodic renewals

  • Personal guarantees, depending on the transaction

Banks generally favor financially strong borrowers, proven cash flow, and properties that are readily marketable.

However, some banks have concentration limits or restrictions on certain industrial uses.

SBA 7(a) Loans

The SBA 7(a) program can be attractive for eligible small businesses purchasing or improving owner-occupied industrial real estate.

Potential benefits include:

  • Financing for qualifying real estate purchases

  • Eligible renovation and improvement costs

  • Potential financing of certain business-related expenses

  • Longer repayment terms for qualifying real estate

  • Lower equity requirements than some conventional loans

SBA 7(a) loans generally have a maximum loan amount of $5 million, subject to program requirements.

For an existing building, the operating business generally must occupy at least 51% of the property to satisfy SBA owner-occupancy requirements.

SBA loans are not intended for passive real estate investment.

SBA 504 Loans

The SBA 504 program is another financing option for qualifying businesses purchasing or constructing owner-occupied industrial facilities.

A common structure involves:

  • Approximately 50% financing from a third-party lender

  • Up to 40% through a Certified Development Company-backed SBA 504 loan

  • At least 10% borrower equity

Additional equity may be required for startups or special-purpose properties.

SBA 504 financing can be particularly useful for manufacturers, warehouse operators, contractors, and other eligible businesses seeking long-term occupancy.

Commercial Mortgage Marketplace Financing

Some borrowers need financing beyond what their local bank can offer.

A commercial mortgage marketplace can help identify lenders with different underwriting criteria, property preferences, geographic coverage, and loan structures.

Through the CommLoan Empower Program, borrowers can explore financing options across a broad commercial lending marketplace.

This approach may be especially valuable when a transaction involves unusual industrial property characteristics, a bank concentration issue, or a more complex capital structure.

Bridge Loans

Bridge financing provides short-term capital for properties that may not yet qualify for permanent financing.

Examples include:

  • Vacant industrial properties requiring lease-up

  • Buildings undergoing renovation

  • Properties with deferred maintenance

  • Acquisitions requiring a fast closing

  • Transitional industrial investments

  • Properties being repositioned for new tenants

Bridge loans often feature interest-only payments and shorter maturities, commonly around 12–36 months.

They typically carry higher borrowing costs and require a credible exit strategy.

Industrial Construction Loans

Industrial construction financing supports the development of new warehouses, manufacturing buildings, logistics facilities, and other industrial improvements.

Lenders evaluate:

  • Land acquisition costs

  • Development budgets

  • Construction contracts

  • Contractor experience

  • Zoning and entitlements

  • Project feasibility

  • Borrower liquidity

  • Lease commitments or owner-occupancy plans

  • Stabilized value and permanent financing options

Construction financing may involve interest-only payments during construction, with repayment or conversion upon completion.

2. How Much Down Payment Do You Need?

One of the most common questions I hear is:

"How much money do I need to buy an industrial building?"

The answer depends on the loan program, borrower profile, and property.

Here are illustrative ranges:

Financing Type

Typical Borrower Equity

Conventional industrial mortgage

20%–35%

SBA 7(a) owner-occupied property

Often 10% or more, depending on structure

SBA 504 owner-occupied property

Generally 10%–20%

Industrial bridge loan

Often 25%–40%

Industrial investment property

Commonly 25%–35%

Industrial construction loan

Project-specific, often 20%–35% or more

These are planning estimates, not guaranteed loan terms. Some SBA transactions may have different equity requirements depending on eligibility, acquisition structure, and lender policy.

Borrowers should also budget for closing costs, appraisal fees, environmental reports, reserves, and potential capital improvements.

3. How Lenders Underwrite Industrial Properties

Industrial mortgage underwriting involves much more than checking a borrower's credit score.

Debt Service Coverage Ratio

For income-producing industrial properties, lenders evaluate the debt service coverage ratio, or DSCR.

DSCR = Net Operating Income ÷ Annual Debt Service

For example:

  • Annual NOI: $300,000

  • Annual debt service: $240,000

  • DSCR: 1.25x

A 1.25x DSCR means the property generates $1.25 in net operating income for every $1.00 of annual debt payments.

Many lenders target DSCR levels around 1.20x–1.35x or higher, depending on the property, market, and loan program.

Owner-occupied industrial loans may also be underwritten using business cash flow and global debt service coverage.

Loan-to-Value Ratio

Loan-to-value, or LTV, measures the loan amount relative to the property's appraised value.

LTV = Loan Amount ÷ Appraised Property Value

For example, a $2.25 million loan secured by a $3 million property represents 75% LTV.

Higher LTV generally increases lender risk and may affect loan pricing or approval.

Tenant Quality and Lease Structure

For investment properties, lenders examine:

  • Tenant creditworthiness

  • Lease expiration schedules

  • Rent payment history

  • Tenant concentration

  • Renewal options

  • Rent escalations

  • Vacancy and downtime assumptions

  • Expense reimbursement provisions

A warehouse leased to a financially strong tenant for ten years may present a different risk profile than a multi-tenant industrial property with multiple near-term lease expirations.

Property Functionality

Industrial buildings are evaluated for practical usability.

Important factors include:

  • Clear ceiling height

  • Dock-high and grade-level loading

  • Truck court dimensions

  • Trailer access

  • Electrical capacity

  • Building age and condition

  • Sprinkler and fire protection systems

  • Parking and outdoor storage

  • Zoning and permitted uses

  • Marketability to replacement tenants

An industrial building may look attractive on paper but face financing challenges if its physical characteristics limit alternative uses.

4. Environmental Due Diligence Is Critical

Industrial properties often require additional environmental scrutiny.

Depending on historical uses, lenders may request a Phase I Environmental Site Assessment.

Potential concerns include:

  • Petroleum contamination

  • Underground storage tanks

  • Chemical storage

  • Historical manufacturing activities

  • Hazardous material handling

  • Soil or groundwater contamination

  • Prior industrial operations

If a Phase I identifies recognized environmental conditions, additional investigation may be required.

Environmental issues can affect financing, insurance, remediation obligations, and the property's resale value.

My recommendation: Investigate environmental history early rather than waiting until the loan is approaching closing.

5. Owner-Occupied vs. Investment Industrial Financing

One of the most important distinctions is whether the borrower will operate a business from the building or lease the property to tenants.

Owner-Occupied Industrial Properties

These properties are used primarily by the borrower's operating business.

Examples include:

  • A plumbing company purchasing its warehouse

  • A manufacturer acquiring a production facility

  • An electrical contractor buying an office-warehouse building

  • A distributor purchasing a logistics facility

Eligible borrowers may qualify for SBA financing or conventional business real estate loans.

Investment Industrial Properties

These properties are purchased primarily to generate rental income.

Examples include:

  • Single-tenant distribution warehouses

  • Multi-tenant flex industrial parks

  • Industrial sale-leaseback investments

  • Speculative warehouse acquisitions

Investment financing focuses more heavily on rental income, tenant quality, lease terms, occupancy, and property value.

Traditional SBA owner-occupied real estate programs generally are not available for passive investment properties.

6. Industrial Property Financing Example

Consider a growing distribution company currently leasing warehouse space.

The company identifies a suitable industrial building priced at $3 million.

Assume it qualifies for a conventional commercial mortgage with the following illustrative terms:

Item

Amount

Purchase price

$3,000,000

Down payment (25%)

$750,000

Loan amount

$2,250,000

Illustrative interest rate

7.25%

Amortization

25 years

Estimated monthly principal and interest

$16,263

Estimated annual debt service

$195,156

These figures exclude property taxes, insurance, maintenance, reserves, and closing costs. The interest rate is hypothetical, not a current lender quote.

Now compare this structure with the company's existing lease obligations.

Owning the building may offer potential advantages, including principal reduction, control over occupancy, possible appreciation, and long-term business stability.

However, ownership also creates obligations for maintenance, property taxes, insurance, and capital expenditures.

The correct decision requires evaluating total occupancy costs, business cash flow, opportunity cost of equity, and future property value—not simply comparing rent with the mortgage payment.

7. Documents Needed for Industrial Property Financing

Borrowers should prepare documentation before approaching lenders.

For investment properties, common requirements include:

  • Current rent roll

  • Existing leases and amendments

  • Trailing 12-month operating statement

  • Historical income and expenses

  • Property photos

  • Purchase contract or refinance details

  • Borrower financial statements

  • Real estate owned schedule

  • Entity organizational documents

  • Property insurance information

For owner-occupied properties, lenders may additionally request:

  • Business tax returns

  • Interim business financial statements

  • Business debt schedule

  • Personal financial statements

  • Ownership information

  • Business operating history

  • Cash flow projections, when applicable

Construction transactions require additional development budgets, plans, contracts, and feasibility information.

Complete documentation can improve underwriting efficiency and reduce avoidable delays.

8. Common Industrial Financing Mistakes

Mistake #1: Choosing a Lender Before Understanding the Property

Different lenders have different industrial property preferences.

A lender comfortable with distribution warehouses may not finance specialized manufacturing facilities or outdoor storage properties.

Mistake #2: Ignoring Environmental Risks

Environmental concerns can delay closing or make a property ineligible for certain financing programs.

Mistake #3: Underestimating Capital Improvements

Roof replacement, pavement repairs, loading dock upgrades, and electrical improvements can materially affect the total project budget.

Mistake #4: Focusing Only on the Interest Rate

Borrowers should compare the entire financing structure, including fees, amortization, recourse, prepayment penalties, reserves, and maturity dates.

Mistake #5: Waiting Too Long to Explore Financing

Early lender engagement can identify potential problems before borrowers incur substantial due diligence expenses.

9. Why Work With the CommLoan Empower Program?

Industrial property financing is rarely one-size-fits-all.

A local bank may offer an attractive conventional mortgage, while another lender may provide better flexibility for a transitional property, an unusual building type, or a borrower with a specialized business model.

Through the CommLoan Empower Program, I help borrowers explore commercial real estate financing solutions based on their objectives, property characteristics, and financial qualifications.

The goal is not simply to obtain a loan.

It is to identify financing that supports the investment strategy, operating business, and long-term ownership plan.

Frequently Asked Questions

Can I finance an industrial warehouse with an SBA loan?

Yes, eligible businesses may use SBA 7(a) or SBA 504 financing to acquire qualifying owner-occupied warehouse properties. Passive investment properties generally do not qualify.

What credit score is needed for industrial property financing?

There is no universal minimum. Requirements vary by lender and loan program. Credit history, liquidity, repayment capacity, and overall financial strength all matter.

Can I refinance an industrial property?

Yes. Depending on lender requirements, refinancing may be available to replace existing debt, adjust repayment terms, finance improvements, or access equity.

Can I finance a vacant industrial building?

Potentially. Lenders may consider the borrower's occupancy plan, business financial strength, leasing strategy, reserves, and projected property performance. Bridge financing may be appropriate for some transitional properties.

Are industrial mortgage rates higher than residential rates?

Commercial industrial mortgage pricing is determined by different risk factors, including loan structure, borrower strength, property type, and capital market conditions. Rates may be higher or lower depending on the specific transaction and market environment.

How long does industrial property financing take?

Timing varies significantly. Straightforward conventional transactions may close in several weeks, while SBA, construction, environmental, or complex financing transactions can take longer.

Final Thoughts: Finance the Property, Not Just the Purchase

Industrial real estate can provide investors and business owners with long-term opportunities, but the financing structure plays a major role in the outcome.

Whether you're purchasing a warehouse, refinancing a manufacturing facility, acquiring a multi-tenant flex property, or constructing a new distribution center, understanding lender requirements before applying can make the process more efficient.

The right industrial property financing strategy should support your cash flow, investment objectives, and long-term business plan.

Let's Discuss Your Industrial Property Financing Options

I'm Bill Rapp, CCIM, with the CommLoan Empower Program.

If you're considering an industrial real estate purchase, refinance, or construction project, I'd welcome the opportunity to review your financing objectives and help identify potential lending solutions.

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Bill Rapp, CCIM
Director | CommLoan

📞 281-222-0433
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[email protected]
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Commercial Real Estate Financing Nationwide


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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Serving Katy, TX & all of Texas

Call or email for a fast pre-qualification for self-employed, jumbo, and Non-QM loans.

Main Office:

Medallion Funds

[email protected]
11920 Southern Highlands PKWY Suite 302 Las Vegas, NV 89141

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